Bank Holidays: Banks to Remain Closed for Three Consecutive Days — Check Status Before Stepping Out

National Desk: As January draws to a close, a combination of bank holidays is set to inconvenience customers who haven’t planned ahead. There is particular confusion around January 24 (Saturday). Here is a clear breakdown of when banks will remain closed and when they will reopen.

Will Banks Be Open or Closed on January 24?

January 24 falls on the fourth Saturday of the month. As per Reserve Bank of India (RBI) guidelines, banks across the country—both public and private—remain closed on every second and fourth Saturday, in addition to Sundays.
Therefore, all bank branches will remain closed nationwide on January 24.

How Are Bank Holidays Decided?

Bank holidays in India are notified by the RBI and include:

• National holidays (such as Republic Day and Independence Day)
• State-specific festivals
• All Sundays
• Second and fourth Saturdays of every month

This makes it essential for customers to check holiday schedules based on their city and date before visiting a bank branch.

Banks Closed for Three Consecutive Days

This time, bank customers may face added inconvenience due to three continuous holidays:

• January 24 (Saturday): Fourth Saturday
• January 25 (Sunday): Weekly holiday
• January 26 (Monday): Republic Day (National Holiday)

As a result, bank branches will remain closed on January 24, 25, and 26, and normal operations will resume on January 27 (Tuesday).

Digital Banking Services Will Remain Available

Despite the closure of bank branches, digital banking services will continue uninterrupted. Customers can still use:

• Net banking
• Mobile banking apps
• UPI for fund transfers
• ATMs for cash withdrawals

However, services such as cheque clearance, demand drafts, passbook updates, KYC, and other documentation-related work will not be available during the holidays.

Customers are advised to plan their banking activities accordingly to avoid inconvenience.